Privacy Policy

Effective date: February 25, 2026

This Privacy Policy explains how Velm Financial Services (“we”, “us”, “our”) collects, uses, and shares information when you visit https://velmfinancialservices.com (the “Site”) or interact with us through our forms, scheduling tools, or other services linked from the Site.

1) Who we are

Our website address is: https://velmfinancialservices.com

2) Information we collect

We may collect the following categories of information:

• Information you provide: Name, company, email address, phone number, job title, and any details you submit via forms, email, or scheduling requests.
• Scheduling information: If you book a meeting via Calendly (or similar tools), the information you submit (e.g., name, email, company, and booking details) is collected by that provider and shared with us.
• Usage data: Pages viewed, time spent, approximate location (derived from IP), device type, browser, and referral source. This may be collected through cookies and analytics tools.
• Technical data: IP address, browser user agent, and similar technical identifiers used to help keep the Site secure and functioning properly.

3) How we use your information

We use information we collect to:

• Respond to inquiries and provide requested information.
• Schedule and manage meetings, and communicate with you about services.
• Improve the Site, user experience, and service delivery.
• Maintain security, prevent fraud, and monitor for abuse.
• Comply with legal obligations and enforce our terms (if applicable).

4) Cookies and tracking

We may use cookies and similar technologies to operate the Site and understand how visitors interact with it. Cookies are small files stored on your device. They may be used for basic functionality, analytics, and performance.

You can control cookies through your browser settings. Disabling cookies may impact certain Site features.

5) Embedded content and third-party services

The Site may include embedded content or links to third-party services (for example, scheduling widgets like Calendly, video embeds, or analytics tools). These third parties may collect data about you in accordance with their own privacy policies.

When you use third-party services from our Site (e.g., booking a meeting), your interaction may be governed by the third party’s privacy policy in addition to this one.

6) Who we share your data with

We may share your information with:

• Service providers: Vendors who help us operate the Site and business functions (e.g., web hosting, analytics, email, scheduling). They are permitted to use your information only to provide services to us.
• Legal and compliance: If required by law, subpoena, or legal process, or to protect rights, safety, and security.
• Business transfers: If we undergo a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information.

7) How long we retain your data

We retain personal information for as long as necessary to fulfill the purposes described in this policy, including for legitimate business needs (e.g., recordkeeping) and legal/compliance obligations. Retention periods vary based on the nature of the information and the context of your interactions with us.

8) Your choices and rights

Depending on your location, you may have rights to access, correct, delete, or request a copy of your personal information, and to object to or restrict certain processing.

To make a request, contact us using the details in the “Contact” section below. We may need to verify your identity before fulfilling certain requests.

9) Data security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. However, no method of transmission over the internet or method of electronic storage is 100% secure.

10) International visitors

If you access the Site from outside the country where our service providers operate, your information may be processed and stored in other jurisdictions that may have different data protection laws.

11) Children’s privacy

Our Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, please contact us and we will take appropriate steps.

12) Updates to this policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes become effective constitutes acceptance of the updated policy.

13) Contact

If you have questions or requests related to this Privacy Policy, contact us at: info@velmfinancialservices.com